If this is not your first home purchase, there’s a few things to consider, like deciding whether you want to keep your current home as an investment property, or sell it to fund your next purchase. We’re here to help you understand your options, so you can make the right decisions when it comes to buying your next home.

Step 1

Your first call should be to a Mortgage Broker who can provide pre-approval and determine how much you can borrow. However, not all mortgage brokers are created equal. At Smart Mortgage & Lending, our holistic approach to lending, accounting and financial planning means we bridge the gap in the client experience, eliminating the frustration from delays that are often inevitable with multiple stakeholders involved in the lending process.

Step 2

We will work with you to evaluate your financial situation and identify the home loan options and borrowing structure that align with your property purchase. We will assist in assessing your current equity, determining which home loan structure is best suited for your future plans and goals ensuring a loan with longevity in mind.

For most people, your personal financial situation may have changed significantly since your last property purchase, and the home loan market may have evolved. It is vital to take the time to be well prepared and armed with a team of lending and finance professionals working for you.