Smarter Refinancing Before the Holiday Season
Better Loan Solutions in Mornington Peninsula • Learning Centre • Insights
Better Loan Solutions in Mornington Peninsula • Learning Centre • Insights
As we approach the festive season and increasing interest rates continue, it's crucial to get your financial house in order. With mortgage
brokers actively advocating for lower rates, there are steps you can take to improve your financial standing, even if refinancing becomes
necessary.
In this article, we'll delve into some practical tips to help you secure a better refinance mortgage rate and enhance your financial
well-being in the coming months. .
With our in-house mortgage broking division we bridge the gap between the countless phone calls and
emails between lender and accountant making your refinancing and borrowing much less stressful.
Proactive forward planning can make a substantial difference when seeking lower mortgage rates. As we navigate the holiday season and anticipate potential rate increases, taking steps to improve your HEM score, manage your credit score, and optimise your credit card limits can help you secure a more favorable mortgage rate. By adopting these strategies, you'll be better prepared to navigate the changing financial landscape and position yourself for a more stable and affordable future.
Before refinancing, speak with a finance broker to help determine whether the potential savings or benefits outweigh the costs.
WEBINAR 25 SEPT // 12PM
The final session focuses on the changing legal environment, highlighting recent amendments to the Fair Work Act, capturing independent
contractors under workers' compensation schemes, payroll tax considerations, superannuation compliance, and practical steps to mitigate
risks.
WEBINAR 11 SEPT // 12PM
In the third session, we'll delve into superannuation guarantee changes, including proposed changes to payday superannuation, new rates and
bases, and the impact on SG liability. Gain insights into employer deductions, termination of employment considerations and more.
WEBINAR 4 SEPT // 12PM
Master allowances and reimbursements, understand their PAYG and super guarantee implications, and learn to navigate travel vs.
living-away-from-home allowances. Gain insights into FBT considerations, new ATO record-keeping requirements, and effective salary packaging
arrangements.