How To Hit Your Financial Goals In The New Year
Better Loan Solutions in Mornington Peninsula • Learning Centre • Insights
Better Loan Solutions in Mornington Peninsula • Learning Centre • Insights
The new year is usually the best time for people to sit back, reflect and start setting goals for the new year. Most people will have some
financial goals in 2023, whether that’s to save money, get out of debt or even buy a new home.
Here’s how to hit the major financial goals in the next 12 months.
Start to budget and save
Irrespective of your financial goal, you will need to start by learning how to set and stick to a budget. You can start by looking at all your expenses and classifying them as either essential or discretionary.
Get out of debt
If you’ve been living beyond your means for any length of time, you might have found yourself in a situation where you’ve used debt to finance your lifestyle.
Engage a Financial Adviser
Australians regularly worry about money. If it’s not creeping into their thoughts every day, then they’re thinking about it at least once a month.
Our in-house Mortgage Broker can help you work out the best loan to finance your needs.
Get in touch to start a conversation.
WEBINAR 25 SEPT // 12PM
The final session focuses on the changing legal environment, highlighting recent amendments to the Fair Work Act, capturing independent
contractors under workers' compensation schemes, payroll tax considerations, superannuation compliance, and practical steps to mitigate
risks.
WEBINAR 11 SEPT // 12PM
In the third session, we'll delve into superannuation guarantee changes, including proposed changes to payday superannuation, new rates and
bases, and the impact on SG liability. Gain insights into employer deductions, termination of employment considerations and more.
WEBINAR 4 SEPT // 12PM
Master allowances and reimbursements, understand their PAYG and super guarantee implications, and learn to navigate travel vs.
living-away-from-home allowances. Gain insights into FBT considerations, new ATO record-keeping requirements, and effective salary packaging
arrangements.